Personal Savings

Automate saving with this smart account that links to your free Kasasa® checking.

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
    • 1.25{56dabb4d8c3bda553fba47183e5f101512b0367cd7e44d1a868777150d12a007} APY* on balances up to $100,000
    • 1.25{56dabb4d8c3bda553fba47183e5f101512b0367cd7e44d1a868777150d12a007} to 0.75{56dabb4d8c3bda553fba47183e5f101512b0367cd7e44d1a868777150d12a007} APY on balances over $25,000 depending on balance in account*
    • 0.01{56dabb4d8c3bda553fba47183e5f101512b0367cd7e44d1a868777150d12a007} APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital banking services, including:
    • Online banking
    • Mobile banking with mobile deposit
    • E-Statements
    • And more
  • $50 minimum deposit to open

Please note that receiving e-statements is a condition of having this account.

Earning your rewards is simple and easy.

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction
  • At least 12 debit card purchases

And if you don’t meet these qualifications, your accounts are still free.

Plus, you’ll still earn our base interest rate in Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.